If you're looking for the latest news in the financial-services industry, check out The Balance Sheet. Here you will find updates on financial preparation as well as the latest happenings within the industry and money saving personal finance tips.
- The Balance Sheet - Volume 10-1 May 1, 2012
- Recent Natural Disasters Point Out the Need for Banks to Have Effective Disaster Recovery Plans May 1, 2012 - Trevor Foo, CISA / CISM / CRISC
- As They Seek to Improve Their Capital Ratios, More Banks Are Looking at Branch Sales as a Solution May 1, 2012 - Frank Gonzalez, CPA/CFF
- OCC Provides Guidance for Determining When Loans Should Be Treated as Troubled Debt Restructurings (TDRs) May 1, 2012 - Deborah Ladron de Guevara, CPA
- Questions About the Timeliness and Methodologies of Appraisals Remain Major Concerns for Bank Regulators May 1, 2012 - Frank Gonzalez, CPA/CFF
- Up Close - Trevor Foo, CISA / CISM / CRISC May 1, 2012 - Trevor Foo, CISA / CISM / CRISC
- The Balance Sheet - Volume 10-1 March 14, 2012
- Regulators Warn Banks to Prepare for a Possible Cycle of Interest Rate Risk March 1, 2012 - Frank Gonzalez, CPA/CFF
- The Phase-in Is Underway for the Reporting of Information. Under the Foreign Account Tax Compliance Act (FATCA) March 1, 2012 - Jack Brister, TEP & Raul Incera, CPA
- The Consumer Financial Protection Bureau (CFPB), Created by Dodd-Frank, Has Begun Playing a Major Role in Regulating Banks March 1, 2012 - Frank Gonzalez, CPA/CFF
- Old-Style Due Diligence Can Help Banks Prepare for New Money Laundering Schemes March 1, 2012 - Deborah Ladron de Guevara, CPA
- Up Close - Jack Brister, TEP March 1, 2012 - Jack Brister, TEP
- The Balance Sheet - Volume 9-4 November 4, 2011
- For All U.S.-Based Banks, Higher Capital Standards That Include a New Conservation Buffer are a Major Change under the Dodd-Frank Act November 4, 2011 - Frank Gonzalez, CPA/CFF
- Many Foreign Banks That Have U.S. Offices Will Need to Prepare Dodd-Frank Resolution Plans Known as "Living Wills" November 4, 2011 - Frank Gonzalez, CPA/CFF
- The IRS is Closely Examining Tax Accounting on Foreclosures November 4, 2011 - Emilio Escandon, CPA
- For Privately Held Banks, New Disclosures are Due on Receivables and Allowance for Credit Losses November 4, 2011 - Yvette Garcia, CPA
- Cloud Computing for Financial Institutions: With the Benefits Come Security Concerns November 4, 2011 - Trevor Foo, CISA, CISM, CRISC
- Up Close : Emilio Escandon, CPA November 4, 2011 - Emilio Escandon, CPA
- The Balance Sheet - Volume 9-3 August 8, 2011
- Congress's Research Agency Recommends that Regulators Enhance their Guidance on CRE Loans August 5, 2011 - Frank Gonzalez, CPA/CFF
- Regulators are Looking Closely at Deferred Tax Assets and How Banks Treat Them as Capital August 5, 2011 - Manuel E. Pravia, CPA
- FASB Sets New Determinations on Accounting Treatment of Repurchase Agreements August 5, 2011 - Jaime R. Boone, CPA & Daniel Alonso
- The SOC Reports, Which Succeed SAS 70, are in Effect for Financial Institutions' Service Organizations August 5, 2011 - Trevor Foo, CISA / CISM / MCDBA
- Up Close : Manuel E. Pravia, CPA August 5, 2011 - Manuel E. Pravia, CPA
- The Balance Sheet - Volume 9-2 May 6, 2011
- As Banks Diversify from Commercial Real Estate, Opportunities and Competition in Commercial and Industrial Lending Await May 6, 2011 - Frank Gonzalez, CPA/CFF
- Recent Disasters Are a Reminder That Banks Should Have an Effective Disaster Recovery Plan May 6, 2011 - Trevor Foo
- Audits for 2010 Indicate Lingering Questions on Accounting for Problem Real Estate Loans May 6, 2011 - Deborah Ladron de Guevara, CPA
- How Banks Can Prepare for Audits by the IRS May 6, 2011 - Manuel E. Pravia, CPA
- Up Close : Deborah Ladron de Guevara, CPA May 6, 2011
- The Balance Sheet - Volume 9-1 February 14, 2011
- Banks are Facing New Disclosures and Other Changes in Accounting for Troubled Debt Restructurings February 14, 2011 - Jaime R. Boone, CPA
- A Look at the Big Picture Shows Why 2011 Will Be Another "Year of the Foreclosure" February 14, 2011 - Frank Gonzalez, CPA/CFF
- New FinCEN Rules Provide Clarifications on Sharing of SARs Information February 14, 2011 - Frank Gonzalez, CPA/CFF
- A Risk Assessment Can Help a Financial Institution Implement More Efficient IT Controls February 14, 2011 - Trevor Foo, CISA, CISM
- Up Close : Jaime R. Boone, CPA February 14, 2011 - Jaime R. Boone, CPA
- The Balance Sheet - Volume 8-4 October 1, 2010
- Up Close: Frank Gonzalez, CPA/CFF October 1, 2010 - Frank Gonzalez, CPA/CFF
- Strong IT Controls Can Provide Many Benefits for Banks during Financial Audits October 1, 2010 - Trevor Foo, CISA/CISM
- New Law Will Provide Community Banking Industry Up to $30 Billion for Small Business Lending October 1, 2010 - Frank Gonzalez, CPA/CFF
- The Pending Convergence of US GAAP and International Financial Reporting Standards Could Significantly Impact U.S. Banks October 1, 2010 - Frank Gonzalez, CPA/CFF, Steven Morrison, CPA
- Banks are Facing a Growing Number of Questions and Decisions on Commercial Real Estate Appraisals, Even on Properties where Loans Remain Current October 1, 2010 - Frank Gonzalez, CPA/CFF
- The Balance Sheet - Volume 8-3 July 1, 2010
- Up Close: Marvin D. Lando, CPA July 1, 2010 - Marvin D. Lando, CPA
- SAS 70 Audits of Service Providers: First Major Changes are Pending in 2011 July 1, 2010 - Trevor Foo CISA / CISM / MCDBA
- Revised AML Manual Becomes Part of Regulatory Examinations July 1, 2010 - Frank Gonzalez,CPA / CFF
- Preparing for Changes Under the Dodd-Frank Financial Services Law July 1, 2010 - Frank Gonzalez,CPA / CFF
- The Balance Sheet - Volume 8-2 April 1, 2010
- Up Close: Yvette Garcia, CPA, Principal April 1, 2010 - Yvette Garcia, CPA
- How to Prepare a Disaster Recovery Plan April 1, 2010 - Trevor Foo, CISA / CISM / MCDBA
- FASB Revises Disclosure Requirements on Fair Value April 1, 2010 - Yvette Garcia, CPA, Partner
- New Joint Ventures are Being Planned for Problem Assets April 1, 2010 - Frank Gonzalez,CPA / CFF
- Recent Rules Add to Challenges in Managing Capital April 1, 2010 - Frank Gonzalez,CPA / CFF
- The Balance Sheet - Volume 8-1 January 1, 2010
- Up Close: Daniel Chavez, CPA January 1, 2010 - Daniel Chavez, CPA
- Automation of Procurement and Other Back-Office Functions Can Cut Costs for Banks January 1, 2010 - Amar Lokhnath, MCSD
- FASB Proposes a Consistent Accounting Treatment for Modified Loans that Are Part of Pools of Acquired Loans January 1, 2010 - Yvette Garcia, CPA, Partner
- Maintaining and Improving Anti-Money Laundering Programs Remains Vital for Banks in 2010 January 1, 2010 - Daniel Chavez, CPA
- In the Face of Commercial Real Estate Problems, Banks Must Understand Rules on the Restructuring of Loans January 1, 2010 - Frank Gonzalez,CPA / CFF
- The Balance Sheet - Volume 7-4 October 1, 2009
- Up Close: Trevor Foo, CISA / CISM / MCDBA October 1, 2009 - Trevor Foo, CISA / CISM / MCDBA
- Regulatory Scrutiny Adds to Urgency for Monitoring of IT Vendors October 1, 2009 - Trevor Foo, CISA / CISM / MCDBA
- Banks Face Prospect of Troubled Debt Restructurings on More Residential Mortgages October 1, 2009 - Frank Gonzalez,CPA / CFF
- FASB Preparing More Changes in Fair Value Measurements October 1, 2009 - Yvette Garcia, CPA, Partner
- Banks Face New Issues in Year-End Tax Planning October 1, 2009 - Manuel E. Pravia, CPA, Director
- The Balance Sheet - Volume 7-3 July 1, 2009
- Up Close: Jaime R. Boone, CPA July 1, 2009 - Jaime Boone, CPA
- How CRM Technology Can Change the Way Banks Do Business July 1, 2009
- What Banks Need to Know: Understanding the Impact of FASB 166 and FASB 167 on Securitizations and Assets July 1, 2009 - Yvette Garcia, CPA, Partner
- Non-Public Banks Must Move to Implement FIN 48 July 1, 2009 - Manuel E. Pravia, CPA, Director
- FASB Issues Final Staff Positions Designed to Clarify Mark-to-Market Accounting Rules July 1, 2009 - Frank Gonzalez,CPA / CFF
- The Balance Sheet - Volume 7-2 April 1, 2009
- Up Close: Frank Gonzalez, CPA / CFF, Principal April 1, 2009 - Frank Gonzalez,CPA / CFF
- May Balance Sheet – IT Outsourcing Responding to Demands to Cut IT Budgets April 1, 2009 - Trevor Foo, CISA / CISM / MCDBA
- Bank Sales in Today's Market: Bottom Line Information for Bankers and Investors April 1, 2009 - Frank Gonzalez,CPA / CFF
- What Financial Institutions Need to Know About Accounting for Loan Loss Reserves April 1, 2009 - Frank Gonzalez,CPA / CFF
- The Balance Sheet - Volume 7-1 January 1, 2009
- Up Close: Avelino Rodrigues, CPA / CFF, CAMS January 1, 2009 - Avelino Rodrigues, CPA/CFF, CAMS
- Understanding the Accounting Treatment of Impaired Investments January 1, 2009 - Frank Gonzalez,CPA / CFF & Daniel Chavez, CPA
- The Troubled Asset Relief Program (TARP) Provides Challenges and Opportunities for Banks January 1, 2009 - Frank Gonzalez,CPA / CFF
- Strategies for Banks in 2009: Making Anti-Money Laundering Compliance a Top Priority January 1, 2009 - Avelino Rodrigues, CPA / CFF, CAMS
- The Balance Sheet - Volume 6-4 October 1, 2008
- Up Close: Raul Incera, CPA October 1, 2008 - Raul Incera, CPA
- Key Issues for Banks Considering Sale or Merger in 2009 October 1, 2008 - Emilio Escandon, CPA
- Year-End Tax Planning under Current Market Conditions October 1, 2008 - Manuel E. Pravia, CPA, Director & Raul Incera, CPA, Partner
- Good Management in Tough Economic Times: On Capital and Liquidity Matters, Banks Must Be Pro-Active October 1, 2008 - Frank Gonzalez,CPA / CFF, Principal
- The Balance Sheet - Volume 6-3 July 1, 2008
- Up Close: Yvette Garcia, CPA, Principal July 1, 2008 - Yvette Garcia, CPA, Principal
- Management Reviews of SAS70 Reports July 1, 2008 - Trevor Foo, CISA / CISM / MCDBA
- Banks Could See Benefit from New Federal Rules Relating to Basel II Capital Accords July 1, 2008 - Frank Gonzalez,CPA / CFF, Principal
- The Foreclosure Dilemma: Information for Banks on Selling vs. Holding Properties July 1, 2008 - Frank Gonzalez,CPA / CFF
- The Balance Sheet - Volume 6-2 April 1, 2008
- Up Close: Frank Gonzalez, CPA, Principal April 1, 2008 - Frank Gonzalez,CPA / CFF, Principal
- Florida Bankers Association Meeting with Regulators Highlights Key Banking Issues April 1, 2008 - Daniel Chavez, CPA
- Basel II Capital Accords and their Effect on Banking Institutions April 1, 2008 - Frank Gonzalez,CPA / CFF, Principal
- New Regulatory and Accounting Changes Have Immediate Impact on Disclosure Requirements for Financial Institutions April 1, 2008 - Daniel Chavez, CPA
- The Balance Sheet - Volume 6-1 January 1, 2008
- Up Close: Avelino Rodrigues, CPA January 1, 2008 - Avelino Rodrigues, CPA / CFF, CAMS
- FIN 48: The Latest News for Financial Institutions January 1, 2008 - Yvette Garcia, CPA, Principal
- As the IRS Gives Form W-9 an Update, Banks Should Review Business Forms for Compliance January 1, 2008 - Manuel E. Pravia, CPA, Director
- The Foreign Corrupt Practices Act: Ensure Compliance, or Pay the Price January 1, 2008 - Avelino Rodrigues, CPA / CFF, CAMS
- The Balance Sheet - Volume 5-4 October 1, 2007
- Up Close: Manuel E. Pravia, CPA October 1, 2007 - Manuel E. Pravia, CPA, Director
- Business Impact Analysis: Let it Drive Your DRP October 1, 2007 - Trevor Foo, CISA / CISM / MCDBA
- Setting the Record Straight on Fair Value Measurement October 1, 2007 - Jaime Boone, CPA
- FIN 48: Required Reading for Income Tax Compliance October 1, 2007 - Manuel E. Pravia, CPA, Director
- The Balance Sheet - Volume 5-3 July 1, 2007
- Up Close: Ana del Cerro-Fals, CPA July 1, 2007 - Ana del Cerro-Fals, CPA
- Calculating the Benefits of Document Management Systems July 1, 2007 - Trevor Foo, CISA / CISM / MCDBA & Wadih Pazos, MCSD
- New Risk Assessment Standards Are Expected To Enhance the Audit July 1, 2007 - Jaime Boone, CPA
- The Balance Sheet - Volume 5-2 April 1, 2007
- Up Close: Daniel Chavez, CPA April 1, 2007 - Daniel Chavez, CPA
- Understanding Information Technology Risk Assessments April 1, 2007 - Trevor Foo, CISA / CISM / MCDBA
- Hot Topics in Banking Regulation April 1, 2007 - Frank Gonzalez,CPA / CFF, Principal
- Early Adoption of FASB Statement Number 159 Looks Like a Good Move, but Careful Consideration is Well-Advised April 1, 2007 - Frank Gonzalez,CPA / CFF, Principal
- The Balance Sheet - Volume 5-1 January 1, 2007
- Up Close: Deborah Ladron de Guevara, CPA January 1, 2007 - Deborah Ladron de Guevara, CPA
- Update: MBAF to Exhibit at FIBA's Anti-Money Laundering Compliance Conference February 13-14 January 1, 2007 - Frank Gonzalez,CPA / CFF & Raul Incera, CPA, Partner
- Banking Organizations and Examiners are On Track with New Guidance on Accounting for the Allowance for Loan and Lease Losses January 1, 2007 - Frank Gonzalez,CPA / CFF, Principal
- Foreign Banks Can Count On Benefits From New U.S. Treasury Regulations January 1, 2007 - Raul Incera, CPA, Principal
- To Safeguard Customer Information, Financial Institutions Must Pay Close Attention to Access Controls January 1, 2007 - Trevor Foo, CISA / CISM / MCDBA
- The Balance Sheet - Volume 4-1 January 1, 2006
- Up Close: Frank Gonzalez, Principal January 1, 2006 - Frank Gonzalez,CPA / CFF, Principal
- Time is Running Out for IRS Form W-8/1042 Voluntary Disclosure Program January 1, 2006 - Raul Incera, CPA, Principal
- Accounting for Deferred Loan Fees Is Subject to Increasing Scrutiny January 1, 2006 - Frank Gonzalez,CPA / CFF, Principal
- KEY FDIC AMENDMENT TAKES EFFECT: Businesses Will Be Impacted by Changes to the Annual Independent Audits and Reporting Requirement January 1, 2006 - Frank Gonzalez,CPA / CFF, Principal
- Up Close: Emilio Escandon, Principal April 1, 2005 - Emilio Escandon, CPA, Principal
- FDIC Proposes Annual Audit and Reporting Requirement Changes April 1, 2005 - Frank Gonzalez,CPA / CFF, Principal
- FFIEC Releases Bank Secrecy Act / Anti-Money Laundering Examination Manual April 1, 2005 - Frank Gonzalez,CPA / CFF, Principal
- TAX UPDATE: Current and Proposed Changes to the Calculation of Tax Interest Expense of Foreign Banks April 1, 2005 - Raul Incera, CPA, Principal
